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Terms & Conditions

Last updated: 7/29/2025

1. Acceptance of Terms

By accessing and using Klip AI (“Service”), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms & Conditions (“Terms”) govern your use of Klip AI's decentralized wallet and AI-powered financial services.

2. Description of Service

Klip AI provides a decentralized wallet service that includes:

  • Cryptocurrency storage and management
  • AI-powered receipt analysis and insights
  • Username-based token transfers
  • Debit card services
  • Remittance services
  • Web3 integration and access

3. User Eligibility

To use Klip AI, you must:

  • Be at least 18 years old
  • Have the legal capacity to enter into binding agreements
  • Comply with all applicable laws and regulations
  • Not be prohibited from using financial services
  • Provide accurate and complete information

4. Account Creation and Security

4.1 Account Setup

You are responsible for creating and maintaining your account. You must provide accurate, current, and complete information during registration.

4.2 Security Responsibilities

  • Keep your private keys and credentials secure
  • Never share your private keys with anyone
  • Use strong passwords and enable two-factor authentication
  • Monitor your account for suspicious activity
  • Report any security concerns immediately

4.3 Account Access

You are responsible for all activities that occur under your account. Klip AI is not liable for any losses resulting from unauthorized access to your account.

5. Acceptable Use

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Engage in money laundering or terrorist financing
  • Facilitate illegal activities or transactions
  • Attempt to hack or compromise the Service
  • Interfere with other users' access to the Service
  • Use the Service for gambling or other prohibited activities
  • Impersonate another person or entity
  • Distribute malware or harmful code

6. Financial Services and Risks

6.1 Cryptocurrency Risks

Cryptocurrency transactions involve significant risks, including:

  • Price volatility and potential loss of value
  • Irreversible transactions
  • Regulatory changes and legal uncertainty
  • Technical failures and security breaches
  • Limited consumer protection

6.2 No Investment Advice

Klip AI does not provide investment, financial, or legal advice. All decisions regarding cryptocurrency transactions are your sole responsibility.

6.3 Transaction Fees

You may be charged fees for certain transactions. All fees are clearly disclosed before you confirm any transaction.

7. Intellectual Property

Klip AI and its content, features, and functionality are owned by Klip AI and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service without our prior written consent.

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Service, you consent to the collection and use of your information as described in our Privacy Policy.

9. Disclaimers and Limitations

9.1 Service Availability

Klip AI strives to provide reliable service but does not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or technical issues.

9.2 Limitation of Liability

To the maximum extent permitted by law, Klip AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use.

9.3 No Warranty

The Service is provided “as is” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Indemnification

You agree to indemnify and hold harmless Klip AI, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any unauthorized use of your account

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms.

Upon termination, your right to use the Service will cease immediately. You are responsible for withdrawing any remaining funds from your wallet before termination.

12. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the “Last updated” date.

Your continued use of the Service after any changes constitutes acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Email: legal@klipai.com
Website: https://klipai.com